Two young girls explain how the USAID Twiyubake youth saving group Twishyirehamwe Twiyubake Miko helped them to become financially independent. They both attended a training on workforce readiness


Francine, 22 years, lives in Kabisheshe village, Miko cell, Karengera sector, Nyamasheke district.

Prior to entering into the Twiyubake program, she had an opportunity to attend a three month tailoring short course but after completion of the course she was not able to afford any materials to work in her profession.

When Caritas Rwanda established the saving group in July 2016 in her village, she started saving at least 150 Rwf every week and was then trained in work readiness.

In September 2016, she borrowed 20,000 Rwf refundable in two months. From this money, she bought a chicken and rented a sewing machine. After three months, the chicken laid eggs which she sold. This helped her to increase her savings in a way that she was able to take another loan to buy a pig which gave her piglets which she sold. From this money, she paid back the loan and remained with 10,000 Rwf. She then borrowed 67,000 Rwf and added the 10,000 Rwf she was remaining to buy her own sewing machine. Now, her business is going well and her life improved. Her goal for 2018 is to have a tailoring shop

Josiane lives in the same village. She used to sell cassava roots but was not able to manage well the revenue. She borrowed 32,000 Rwf and added 68,000 Rwf she was able to gain from her cassava business to get 100,000 Rwf. She bought two cows from this money. Her cassava root business goes well. Today she is trusting herself and is confident.

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