Tharcisse comes from a very poor family in Kaje village, Ngoma cell, Nyabirasi sector, Rutsiro district. After finishing secondary school, he was hoping to become a primary school teacher or Cell Executive Secretary. However, he quickly realized that this dream may not come true. His life took a new turn when he joined “Duteraninkunga Ngoma” youth saving group, supported by Caritas Rwanda, the USAID Twiyubake’s implementing partner in Rutsiro district.

The program provided trainings to the youth saving group members on saving and loan management, work readiness, business planning and helped him explore new business opportunities.

He borrowed Rwf 20,000 (US$ 23) refundable in one month and begun to sell potatoes and charcoal in different trading centers as his core business. He increased his shares from Rwf 400 to 1000, and after nine months took another loan of Rwf 125,000 (US$ 145). He added Rwf 93.000 (US$ 108) he had earned and saved from his business and opened a barber shop in Nyabirasi center, where he earns on average Rwf 60000 (US$ 68) every month. With knowledge and skills obtained through Twiyubake’s business development and work readiness session, he capitalized on the opportunity provided through the program to venture into energy supply business. He signed a contract with Mobisol Rwanda Ltd., an international private company, to purchase solar energy equipment at the cost of Rwf 561,600 (US$ 653), payable within 36 months in monthly installments of Rwf 15,600 (US$ 17). Though this business only started recently, he is already earning Rwf 60000(US$ 68) every month from commission on his sales.

In addition, Tharcisse bought a plot in Nyabirasi center for Rwf 350,000 (US$ 408), where he is planning to build his own house.

“I am very proud that I was able to benefit from USAID Twiyubake program. Now, I believe that I am on track towards economic self-reliance. Thanks to the Twiyubake teachings and the youth saving group,” he concluded.

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