Theogene Maniraho expanded a culture of saving in his communityTheogene Maniraho, 39 years old, lives with his wife and five children in Kigali, Kicukiro district, Niboye sector. Theogene used to work as a motorcycle taxi driver to sustain his family. In August 2014, he had an accident with his motorbike and lost his leg. The recovery took very long. “I could only see darkness in my future. My wife started washing clothes in the neighborhood households, so that we can make ends meet”, he explained.

In August 2016, African Evangelistic Enterprise (AEE) enrolled Theogene’s household into the USAID Twiyubake program. “I was excited to join the program. I joined the savings and lending group we named Twiyubake as we really wanted to build ourselves,” he added.

The group members elected Theogene as the savings group treasurer. When the group’s community based volunteer resigned, he took over. He coached and encouraged the group to work hard to maximize their savings. The members provide a share of Rwf 500 (0.60 US $) per week. Most of them live from day labor and small businesses of selling vegetables. After only eight months, the 25 group members had saved Rwf 1,112,750 (1390 US $).

500Theogene Nizeyimana Duterimbere youth savings group member named Burera 2Theogene Nizeyimana is 29 years old. He lives with his wife, son and three younger brothers in Cyanika Sector, Burera district. Since Francois-Xavier Bagnoud Rwanda (FXB) enrolled him in the USAID Twiyubake program in June 2016, he is member of the Duterimbere integrated savings and lending youth group. Theogene explained how his life changed in a very short time: “In the saving meetings, we were trained on financial education. After three months of savings, I borrowed Rwf 39,000 (US $ 48.75) to rent a shop to sell irish potatoe seeds and gained Rwf 80,000 (US $ 100) within three months. I reimbursed the loan and applied for another loan of Rwf 130,000 (US $ 162) to expanded my business to sell irish potatoes, pesticides and different products needed by farmers. I bought a plot on which I plan to build my own house. After one year in the program, I have a capital of Rwf 400,000 (US$ 500). I earn Rwf 20,000 (US $ 25) per day and I am able to provide food and health insurance for the entire household, my brother went back to school.

500MUKESHIMANA Solange with her goat in Musanze districtSolange Mukeshimana is 34 years old. She is a widow living with her three children in Musanze District. She used to live in extreme poverty for more than five years. Her children were suffering from malnutrition.

In April 2016, Francois-Xavier Bagnoud Rwanda (FXB) enrolled her into the USAID Twiyubake Program and subsequently into an integrated saving and lending group and farmer field school where she gained practical skills on bio intensive agriculture techniques.

“I put into practise all learnt lessons as soon as I could into practice”, explained Solange. She bought five chickens from a loan of Rwf 5000 (6.25 US $) and a goat out of a subsequent loan of Rwf 12,000 (15 US $). I built different kitchen gardens next to my house and now produce a variety of vegetables which I sell in addition to the chicken, eggs, and goats. I am able to prepare a balanced diet for my family. Now Solange advise her friends, relatives and neighbors how to make money out of little savings.

500TVET students at ETESOP MusanzeGlobal Communities USAID Twiyubake provided scholarships to 600 identified beneficiairies in the 12 districts of program implementation. The selected TVET students completed 9 years of basic education and where out of school.

In Musanze district Francois-Xavier Bagnoud Rwanda (FXB) enrolled 70 beneficiaries (56 girls and 16 boys) at Ecole Technique des Formations Professionels.

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