500Theogene Nizeyimana Duterimbere youth savings group member named Burera 2Theogene Nizeyimana is 29 years old. He lives with his wife, son and three younger brothers in Cyanika Sector, Burera district. Since Francois-Xavier Bagnoud Rwanda (FXB) enrolled him in the USAID Twiyubake program in June 2016, he is member of the Duterimbere integrated savings and lending youth group. Theogene explained how his life changed in a very short time: “In the saving meetings, we were trained on financial education. After three months of savings, I borrowed Rwf 39,000 (US $ 48.75) to rent a shop to sell irish potatoe seeds and gained Rwf 80,000 (US $ 100) within three months. I reimbursed the loan and applied for another loan of Rwf 130,000 (US $ 162) to expanded my business to sell irish potatoes, pesticides and different products needed by farmers. I bought a plot on which I plan to build my own house. After one year in the program, I have a capital of Rwf 400,000 (US$ 500). I earn Rwf 20,000 (US $ 25) per day and I am able to provide food and health insurance for the entire household, my brother went back to school.

500MUKESHIMANA Solange with her goat in Musanze districtSolange Mukeshimana is 34 years old. She is a widow living with her three children in Musanze District. She used to live in extreme poverty for more than five years. Her children were suffering from malnutrition.

In April 2016, Francois-Xavier Bagnoud Rwanda (FXB) enrolled her into the USAID Twiyubake Program and subsequently into an integrated saving and lending group and farmer field school where she gained practical skills on bio intensive agriculture techniques.

“I put into practise all learnt lessons as soon as I could into practice”, explained Solange. She bought five chickens from a loan of Rwf 5000 (6.25 US $) and a goat out of a subsequent loan of Rwf 12,000 (15 US $). I built different kitchen gardens next to my house and now produce a variety of vegetables which I sell in addition to the chicken, eggs, and goats. I am able to prepare a balanced diet for my family. Now Solange advise her friends, relatives and neighbors how to make money out of little savings.

500TVET students at ETESOP MusanzeGlobal Communities USAID Twiyubake provided scholarships to 600 identified beneficiairies in the 12 districts of program implementation. The selected TVET students completed 9 years of basic education and where out of school.

In Musanze district Francois-Xavier Bagnoud Rwanda (FXB) enrolled 70 beneficiaries (56 girls and 16 boys) at Ecole Technique des Formations Professionels.

ISLG members Mariama Mpawera and Afusa Uwantege in front of Mariamas house Kayonza district received phones for conditional HHgrants 2Mariam Mahwera and Afisa Uwantege are both members of the savings group Dukundane. They were both enrolled into the USAID Twiyubake program in August 2016 by Young Women's Christian Association of Rwanda (YWCA). Since then, Mariam and Afusa attended every week the savings meeting. They are grateful for the training they received and happy to be integrated among the group members.

“Since we started attending the savings group, we were not able to provide our monthly share, but we came every week as we wanted to demonstrate our will”, explained Afisa. Mariam and Afisa both returned to Rwanda in 1994, they lived in exile for several decades and came from Uganda with their cattles to settle in Kayonza when the country was liberated. The cattle did not survive a severe draught in the year 2000, since then Mariam and Afisa moved into a community settlement provided by the government.

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